1995 SE County Road 3310, Kerens, TX 75144 - Navarro County

10 Acres Walking Distance to Richland Chambers Lake – Investor and Lake Lover’s Dream

Get in early while prices are still low in this up-and-coming lake community, just one hour from Dallas. This 10-acre tract offers endless opportunity—perfect for investors, builders, or anyone seeking peace, profit, and proximity to beautiful Richland Chambers Lake.

**Owner Financing Available – No Banks Needed**

* **Price:** $149,000

* **Down Payment:** $19,000

* **Finance Amount:** $130,000

* **Term:** 240 months (20 years)

* **Interest Rate:** 12%

* **Principal & Interest:** $1,431.41 per month

* **Note Servicing Fee:** $35 per month

* **Total Monthly Payment:** $1,466.41

* **Annual Taxes:** $0

* **HOA:** None

**Highlights:**

* No HOA – Truly unrestricted land. One of the last parcels at the lake allowing Airbnb, VRBO, or other short-term rentals—ideal for generating passive income.

* NO Army Corps of Engineers restrictions.

* Agricultural zoning keeps taxes low and returns high with an Ag Exemption in place. KEEP YOUR AG EXEMPTION FOR EVEN MORE TAX SAVINGS!

* Build your dream home, barndominium, vacation rental, or weekend retreat, and start living the lake life now—before this area experiences major growth.

**Lake Life Awaits:**

Enjoy endless water recreation just minutes from your doorstep:

**Boating and Jet Skiing:** Cruise the open waters or rent a slip at one of several nearby marinas.

**Fishing:** Renowned for trophy bass, crappie, and catfish, with local guides and tournaments year-round.

**Kayaking and Paddleboarding:** Explore peaceful coves and scenic inlets at your own pace.

**Swimming:** Family-friendly designated swim areas make for the perfect summer getaway.

Whether you’re looking for an investment, a homestead, or a weekend escape, this property delivers space, freedom, and future growth potential all in one.

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