20500 Verona Street, Panama City Beach, FL 32413 - Bay County

No HOA. Two Living Spaces. Endless Possibilities. Less than a mile from the beach, this peaceful, park-like property is a rare find. Tucked beneath mature trees with a tranquil fishpond, the main home is paired with a separate 1-bedroom, 1-bath cottage, offering rare flexibility. It's ideal for rental income, guests, multigenerational living, or a private in-law or home office retreat. The outdoor living space truly shines with a spacious lanai for relaxing or entertaining, plus a private hot tub to unwind after beach days. With short-term rentals allowed and no HOA, this property offers both lifestyle and income potential. Additional features include a two-car garage, furnished interiors, and a prime location just minutes from Pier Park, Topgolf, Pirates Voyage, dining, shopping, and entertainment. Whether you're looking for a primary residence, beach getaway, or investment opportunity, this property delivers versatility, privacy, and pure relaxation!

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