849 N Harbor Dr, Cleveland, OK 74020 - Pawnee County

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Just steps from the sparkling waters of Keystone Lake, this 0.45-acre lot in the Point Harbor Subdivision is a rare opportunity to enjoy lake-side living with no HOA and low annual taxes. With level terrain and easy access, its perfect for building your dream home or enjoying RV living during construction for up to 12 months.

Located in Block 2, the minimum required house size is 1,050 square feet of enclosed living space, with additional square footage allowed for porches, garages, and similar structures.

Spend your days boating, fishing, or relaxing by the lake, while still being only about 10 minutes via local roads to Cleveland, Oklahoma, close to shopping, dining, and everyday conveniences. RV enthusiasts will appreciate the nearby parks, including Cimarron Bend, Sandy Point, Edgewater, and The RV Park, all just minutes away.

Utilities are readily available, with electric service provided by Indian Electric Cooperative and water available through Pawnee County RWD #1, making this property even more build-ready. Septic is required, and the lot is accessed via a gravel road.

Set in a quiet, low-tax community with new homes being developed nearby, this property offers an excellent balance of lifestyle, convenience, and long-term value. Warranty Deed conveyance.

Dont miss your chance to own a piece of this scenic paradise call us today!

Cash Price: $13,750

Term Option 1: $300 down, $300 for 56 months, for a total price of $17,100

Term Option 2: $400 down, $400 for 39 months, for a total price of $16,000

Term Option 3: $500 down, $500 for 30 months, for a total price of $15,500

Parcel ID: 0580-00-002-006-0-001-00

Address: 849 N Harbor Dr, Cleveland, OK 74020

GPS Coordinates (center) at the road: 36.221,-96.2969

Northwest Corner: 36.2212,-96.2969

Northeast Corner: 36.2212,-96.2965

Southwest Corner: 36.2208,-96.2969

Southeast Corner: 36.2208,-96.2965

Legal Description: Point Harbor Blk 2 Lot 6

Elevation:810'

Terrain: Level

Access: Gravel Road

Power: Provided by Indian Electric Cooperative at (918)2959500

Water: Provided by Pawnee County RWD #1 (918) 243-5451

Water Fees Per Year: $0

Sewer: A Septic Tank is Required

Zoning: Residential

RV Living: RVs/house trailers allowed only during construction, up to 12 months max

Mobile Home Living: Not Allowed

Manufactured Homes: Not Allowed

Tiny Homes: Not Allowed - 1,050 sq ft minimum

POA: None

Taxes Per Year: $78

Road Fee: $0

County Contact Information: Call Pawnee County Commisssioner's Office (918) 762-3741

Conveyance: Warranty Deed