Grassy Creek Road, Grassy Creek, NC 28631 - Ashe County

Owner Financing:

- $629 down (plus the $499 doc fee)

- $629 down $593.21/Mo for 60 months (plus prorated taxes and note maintenance fee)

Paved road frontage, fiber internet, and easy paymentsyour foothold in the NC mountains.

Heres the simple truth: this 1.13-acre parcel in Ashe County, North Carolina, is built for someone who values land ownership, not complicated promises. It sits on paved road frontage near Grassy Creek, with utilities at the line and taxes so low youll hardly notice them. Its straightforward, affordable, and practicalexactly what you need if youve been waiting for a clear way into mountain land ownership.

At 2,835 feet in elevation, this property offers crisp air and a calm setting. The lot follows a triangular boundary with its widest edge along the road, giving you a generous stretch of frontage and direct access year-round. Youre not buying speculation, guesses, or hype. Youre buying a real piece of the Blue Ridge you can hold, track, and keep in your namewithout stretching your budget thin.

If youve been waiting for a simple, no-nonsense path into land ownership, this is it:

Size: 1.13 acres with wide paved road frontage

Location: Ashe County, NC, near Grassy Creek (about 2 miles)

Access: Direct paved road frontage

Elevation: ~2,835 feet

Utilities: Power nearby, fiber internet runs along the property, well and septic needed

Taxes: About $75/year

This property gives you something thats rare in the mountains: affordable land with paved access and fiber internet at the line. Power is already nearby through a shared or private transformer. Water and sewer will require installing a well and septic system, but thats standard for mountain parcels. Annual taxes come to just $75, making it one of the lowest-cost ways to carry deeded land in Ashe County long term.

Ownership Without Stress

Owning land isnt about having every answer right now. Its about security, a deed in your name, and knowing that piece of earth belongs to you. With this parcel, you can lock in ownership today and carry it for decades if you choose. The terms make it easy: $629 down, $593.21 per month for 60 months, or pay $27,297 in cash. The doc fee is $499, non-refundable. Thats itno fine print.

Because the property sits on a paved road and has utilities running by, youre not cut off or buying something inaccessible. Youre buying real land in a county where people value property as both a home base and an investment. And unlike some mountain land, the holding costs are small. $75 a year is about the price of one family dinner out.

Why This Makes Investment Sense

The Blue Ridge isnt making more land. Ashe County, like much of the North Carolina mountains, has become more desirable over time. People want quiet surroundings, cooler summers, and a foothold in the hills. Land with paved access and utilities tends to keep value better than parcels without them, because its easier to use down the road.

Thats why this 1.13 acres is smart for someone whos budget-minded but forward-thinking. Youre not chasing flashy amenities or paying a premium for promises. Youre securing a footholdsomething you can keep, pass on, or use when the time is right. Ownership is the core value here.

Practical, Clear, and Affordable

For many people, buying land feels out of reach. Prices are high, financing is confusing, and taxes can be steep. This property flips that script:

Down Payment: $629

Monthly Payment: $593.21

Term: 60 months

Doc Fee: $499 (non-refundable)

Cash Price: $27,297

Thats plain, simple math. No rounded numbers, no hidden adjustments. With terms like this, land ownership fits into a realistic budget. You dont have to wait for the perfect time. You can make it happen now, on your terms.

And with annual taxes at only $75, youre not carrying a heavy burden. Thats what makes this property different: you can own it today without worrying about the ongoing costs. Its an asset that stays manageable, no matter what stage of life youre in.

Speaking Directly to You

If youre reading this, youve probably been thinking about land ownership for a while. You want something you can point to and say, Thats mine. You want the deed in your name. You want the pride and security of ownership without feeling trapped by high payments or unclear terms.

This 1.13 acres in Ashe County was made for someone like you. Its not about chasing every option at once. Its about choosing land that you can afford, that you can hold, and that gives you peace of mind. When people say land is one of the few things that lasts, this is what they mean.

Facts That Matter

Heres what you need to know about the property itself:

Location: Ashe County, NC (near Grassy Creek, ~2 miles away)

Size: 1.13 acres with paved road frontage

Elevation: About 2,835 feet

Terrain: Some slope with open areas, offering flexibility

Access: Direct paved road

Utilities: Power nearby (private/shared transformer), fiber internet; well & septic needed

Taxes: Around $75/year

Cash Price: $27,297

Owner Financing: $629 down + $593.21/month 60

Doc Fee: $499 (non-refundable)

APN: 05322092016

These arent sales pitches. Theyre factsstraight from county records and property details. What you see here is what youll get when you choose to move forward.

A Path Thats Simple

The process to secure this property is straightforward:

Confirm the parcel is still available.

Pay the non-refundable doc fee ($499) and down payment ($629) to secure the property.

Choose your purchase option:

Cash Purchase: Pay $27,297.

Owner Financing: Make 60 monthly payments of $593.21. The deed transfers after the final payment.

Thats the processclear, honest, and simple.

Long-Term Value Without Pressure

Some buyers want to build right away. Others want to hold for years. With this parcel, youre not locked into either path. You can decide when and how to use the property later. For now, youre buying ownership, security, and affordability. Thats the value.

We wont push you with exaggerated promises. We wont dress it up as something its not. What we can promise is honest terms, clear math, and a calm process. Youll know exactly what youre getting, and youll have the deed once the property is fully paid for.

Closing Thoughts

In Ashe County, parcels with paved access, utilities at the line, and low taxes dont come along every dayespecially at terms this manageable. This 1.13 acres near Grassy Creek is your chance to step into land ownership without overcomplicating it. The road is paved, the utilities are present, the payments are clear, and the taxes are light.

If your goal is to own land without stretching your budget, this is your opportunity. Its affordable, straightforward, and practical. You dont have to wait for the perfect time. You dont have to worry about inflated costs. You can secure this land now, carry it easily, and know youve invested in something real for your future.

When youre ready, reach out. Well keep the process simple, transparent, and stress-free. Land ownership doesnt have to be complicatedand with this Ashe County parcel, it isnt.

State: NC

County: Ashe

Zip: 28631

Size: 1.13 acres

Apn: 05322092016

Legal Description: Being Lot 16 as shown on a Plat entitled "Chincoteague" of record in the Ashe County Public Registry in Plat Book 6 at Page 421, to which recorded plat refernce is made for a metes and bounds description of said Lot

Lat/Long Coordinates:

Nw: 36.558666, -81.386532

Ne: 36.558619, -81.386371

Sw: 36.557899, -81.387275

Se: 36.558199, -81.386122

Elevation: 2835 feet

Annual Taxes: Approx. $75 per year

Zoning: Residential Property, Recreational Property, Hunting Land

Flood Zone: No

HOA/POA: No

Improvements: No improvements done.

Access: Paved Road

Water: Will need to install a Well

Sewer: Will need to install a Septic System

Utilities: Electric, Internet

Owner Financing:

- $629 down (plus the non refundable doc fee of $499)

$629 down $593.21/Mo for 60 months (plus prorated taxes and note maintenance fee)

We do not offer owner financing for residential use or full-time living on the property during the financing term.